The Make-Manage-Multiply (MMM) module is designed to transform your approach to personal finance. You’ll learn how to make money by identifying smart opportunities to increase your income and diversify your earning streams. You’ll master how to manage money through effective budgeting, debt management, and frugality, helping you maximize savings and gain financial clarity. Finally, you’ll discover how to multiply money by understanding investment basics, leveraging compounding, and making smart financial decisions to achieve long-term growth.